{"id":16282,"date":"2024-10-15T10:18:05","date_gmt":"2024-10-15T13:18:05","guid":{"rendered":"https:\/\/europortage.clientes.dbai.com.br\/?p=16282"},"modified":"2025-12-02T11:42:34","modified_gmt":"2025-12-02T14:42:34","slug":"what-is-an-agent-of-record-aor","status":"publish","type":"post","link":"https:\/\/europortage.clientes.dbai.com.br\/pt-br\/what-is-an-agent-of-record-aor\/","title":{"rendered":"What is an Agent of Record (AOR)?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"16282\" class=\"elementor elementor-16282\" data-elementor-post-type=\"post\">\n\t\t\t\t<section class=\"elementor-element elementor-element-a7b0fbf e-con-full e-flex e-con e-parent\" data-id=\"a7b0fbf\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-97cab5c e-con-full e-flex e-con e-child\" data-id=\"97cab5c\" data-element_type=\"container\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_offset&quot;:100,&quot;sticky_on&quot;:[&quot;desktop&quot;],&quot;sticky_effects_offset&quot;:0}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b55ee90 elementor-widget elementor-widget-heading\" data-id=\"b55ee90\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">What is an Agent of Record (AOR)?<\/h6>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b01c3d2 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"b01c3d2\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span 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class=\"elementor-button-text\">Get started<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-55509e3 e-con-full e-flex e-con e-child\" data-id=\"55509e3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d635eb6 elementor-widget elementor-widget-text-editor\" data-id=\"d635eb6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>An Agent of Record (AOR) plays a key role in managing insurance, employee benefits, and compliance matters on behalf of a company. When businesses decide to outsource these responsibilities to a third party, the AOR becomes the go-to entity. This service simplifies administration by acting as an intermediary between the business and its insurance carriers or benefits providers. But what exactly does an AOR do, and when should a company consider using one?<\/p><p>In this comprehensive guide, we\u2019ll explain what an Agent of Record (AOR) is, how the AOR process works, and the advantages and disadvantages of using this service. We\u2019ll also discuss important considerations before signing an Agent of Record letter and how an AOR compares to an Employer of Record (EOR).<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68eac9d elementor-widget elementor-widget-heading\" data-id=\"68eac9d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is an Agent of Record (AOR)?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc8ef60 elementor-widget elementor-widget-text-editor\" data-id=\"bc8ef60\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>An <strong>Agent of Record (AOR)<\/strong> is a designated representative appointed by a business to handle specific matters such as insurance policies or employee benefits. The AOR acts on behalf of the company to manage contracts, negotiate terms, and communicate with insurers or benefits providers. Essentially, the AOR serves as a liaison, ensuring that the company\u2019s interests are well-represented.<\/p><p>AORs are commonly used in industries such as insurance, healthcare, and HR services. Businesses often turn to AORs when they want to streamline their benefits management, ensure compliance, or optimize their insurance coverage.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ccb8343 elementor-widget elementor-widget-heading\" data-id=\"ccb8343\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The Agent of Record (AOR) Letter Explained<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-219de64 elementor-widget elementor-widget-text-editor\" data-id=\"219de64\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>An <strong>Agent of Record letter<\/strong> is the document that formally designates the third party as the company\u2019s official representative. This letter grants the AOR authority to act on the business&#8217;s behalf in dealing with insurers or benefit providers. Typically, the letter will outline the scope of the AOR\u2019s responsibilities, including specific policies or benefits programs they are managing.<\/p><p>The AOR letter is legally binding and authorizes the agent to make changes to policies, access confidential information, and handle renewals. It\u2019s important for businesses to clearly define the scope of the agent\u2019s duties before signing an AOR letter to avoid any confusion or legal issues down the line.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea9ac7f elementor-widget elementor-widget-heading\" data-id=\"ea9ac7f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why Use an AOR Service? Pros and Cons<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f013a0b elementor-widget elementor-widget-text-editor\" data-id=\"f013a0b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>There are several reasons why a business might choose to use an Agent of Record service. While the benefits of using an AOR are clear, it\u2019s essential to consider the potential drawbacks as well.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c1369f elementor-widget elementor-widget-heading\" data-id=\"5c1369f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pros of Using an AOR Service<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13f355c elementor-widget elementor-widget-text-editor\" data-id=\"13f355c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li><p><strong>Expertise and Industry Knowledge<\/strong>: AORs are often industry specialists with extensive knowledge of insurance and benefits. This expertise can help companies optimize their policies and ensure compliance.<\/p><\/li><li><p><strong>Time and Resource Savings<\/strong>: Managing benefits or insurance policies internally can be time-consuming. An AOR handles these administrative tasks, allowing the business to focus on its core operations.<\/p><\/li><li><p><strong>Better Negotiations<\/strong>: AORs can negotiate better terms or pricing with insurers due to their industry connections and expertise. This can lead to cost savings for the company.<\/p><\/li><li><p><strong>Simplified Compliance<\/strong>: Regulations surrounding insurance and employee benefits can be complex and ever-changing. An AOR ensures that the company stays compliant with local, state, and federal laws.<\/p><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f71f1c elementor-widget elementor-widget-heading\" data-id=\"2f71f1c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Cons of Using an AOR Service<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9737bc0 elementor-widget elementor-widget-text-editor\" data-id=\"9737bc0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li><p><strong>Loss of Direct Control<\/strong>: When a company appoints an AOR, it hands over control of certain decisions. While this can streamline operations, it may limit the company&#8217;s ability to make immediate changes.<\/p><\/li><li><p><strong>Costs<\/strong>: Depending on the terms of the agreement, hiring an AOR may involve additional fees, which could affect the company\u2019s overall budget.<\/p><\/li><li><p><strong>Dependency on Third-Party Services<\/strong>: Relying on an external agent means that businesses must trust the AOR to act in their best interests. This could pose risks if the AOR fails to meet expectations.<\/p><\/li><li><p><strong>Transition Challenges<\/strong>: If a business decides to switch from one AOR to another, the transition process can be complex and may disrupt operations temporarily.<\/p><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41f4e6b elementor-widget elementor-widget-heading\" data-id=\"41f4e6b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How the AOR Process Works<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da6550d elementor-widget elementor-widget-text-editor\" data-id=\"da6550d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The Agent of Record process typically begins when a business signs an Agent of Record letter. This document grants the AOR the authority to represent the company in dealings with insurers or benefits providers. Once appointed, the AOR becomes the point of contact for managing contracts, negotiating renewals, and ensuring compliance with relevant laws and regulations.<\/p><p>The AOR will then review the company\u2019s existing policies, benefits plans, or insurance coverage to identify areas for improvement. Based on their assessment, the AOR may recommend changes to enhance the company\u2019s benefits offering or reduce costs. The AOR will continue to manage the policies throughout the year, handling renewals and addressing any issues that may arise.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7aae9f1 elementor-widget elementor-widget-heading\" data-id=\"7aae9f1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Key Considerations Before Signing an AOR Letter<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a991f3 elementor-widget elementor-widget-text-editor\" data-id=\"5a991f3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Before signing an <strong>Agent of Record letter<\/strong>, it\u2019s important for businesses to carefully evaluate the AOR\u2019s capabilities and the scope of the agreement. Here are a few considerations:<\/p><ol><li><p><strong>Scope of Authority<\/strong>: Clearly define what responsibilities the AOR will have. Will they handle only insurance matters, or will they also manage employee benefits?<\/p><\/li><li><p><strong>Experience and Track Record<\/strong>: Choose an AOR with a proven track record in your industry. The agent\u2019s expertise can greatly influence the success of your benefits or insurance management.<\/p><\/li><li><p><strong>Costs and Fees<\/strong>: Make sure you understand the fees associated with the AOR\u2019s services. Ask about any potential hidden costs.<\/p><\/li><li><p><strong>Termination Terms<\/strong>: Review the terms under which the AOR agreement can be terminated. Ensure you have the flexibility to end the relationship if the services provided do not meet your expectations.<\/p><\/li><\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7836a5 elementor-widget elementor-widget-heading\" data-id=\"f7836a5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">When to Terminate an AOR Agreement<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd5732d elementor-widget elementor-widget-text-editor\" data-id=\"bd5732d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>There are situations when it may become necessary to terminate an <strong>AOR agreement<\/strong>. These include:<\/p><ul><li><p><strong>Underperformance<\/strong>: If the AOR is not meeting expectations or failing to act in the company\u2019s best interests, it may be time to find a new agent.<\/p><\/li><li><p><strong>Changing Business Needs<\/strong>: As your business evolves, your insurance and benefits needs may change. If the AOR is not equipped to handle these changes, you may need to consider other options.<\/p><\/li><li><p><strong>Cost Issues<\/strong>: If the AOR service becomes too costly or fails to deliver adequate value for the money, terminating the agreement may be the best course of action.<\/p><\/li><\/ul><p>To terminate an AOR agreement, businesses usually need to submit a formal written notice, outlining the reasons for the termination. Be sure to review the termination terms in the AOR letter to avoid any legal complications.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8a4920 elementor-widget elementor-widget-heading\" data-id=\"d8a4920\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">AOR vs. Employer of Record (EOR): Key Differences<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-870669c elementor-widget elementor-widget-text-editor\" data-id=\"870669c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>While both the <strong>Agent of Record (AOR)<\/strong> and <strong>Employer of Record (EOR)<\/strong> handle administrative tasks for businesses, they serve very different purposes.<\/p><ul><li><p><strong>AOR<\/strong>: Primarily focuses on managing insurance and benefits on behalf of the company. The AOR represents the company in negotiations with insurers or benefits providers, ensuring compliance and optimizing coverage.<\/p><\/li><li><p><strong>EOR<\/strong>: The <strong>Employer of Record (EOR)<\/strong> handles employment-related tasks such as payroll, taxes, and HR compliance for companies hiring workers in foreign countries. An EOR becomes the legal employer, taking responsibility for ensuring compliance with local labor laws.<\/p><\/li><\/ul><p>While the AOR focuses on benefits and insurance, the EOR takes care of all aspects of employment, making it a broader service for companies that are expanding internationally.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2925caf elementor-widget elementor-widget-heading\" data-id=\"2925caf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Europortage: Global AOR Services for Managing Benefits<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-077a0cb elementor-widget elementor-widget-text-editor\" data-id=\"077a0cb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>At Europortage, we offer global solutions to help businesses manage their employee benefits and compliance matters through our AOR services. We work as your partner to ensure your insurance policies and benefits programs are managed efficiently, while ensuring compliance with local laws. Our team of experts handles everything from negotiating with insurance providers to managing renewals and optimizing costs.<\/p><p>For businesses expanding internationally, our Employer of Record (EOR) services offer comprehensive support for managing employees in foreign markets. We handle all employment responsibilities, allowing you to focus on growing your business.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0758ad7 elementor-widget elementor-widget-heading\" data-id=\"0758ad7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conclusion<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d29a1c elementor-widget elementor-widget-text-editor\" data-id=\"9d29a1c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Understanding what an AOR is and how it can benefit your business is essential for companies looking to streamline their insurance and benefits management. An Agent of Record can save time, reduce administrative burdens, and ensure compliance with regulations. However, it\u2019s important to weigh the pros and cons and fully understand the process before signing an AOR letter. When managed effectively, the AOR relationship can be a valuable asset to your business operations.<\/p><p>Whether you need help managing benefits or hiring employees globally, Europortage is here to assist. Visit <a href=\"https:\/\/europortage.clientes.dbai.com.br\/project\/employer-of-record\/\" target=\"_new\" rel=\"noopener\">Europortage<\/a> to learn more about how we can support your business worldwide.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50ebdc5 elementor-align-center elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"50ebdc5\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/europortage.clientes.dbai.com.br\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"100\" height=\"107\" 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class=\"elementor-button-text\">Get started<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bb0b24 elementor-widget elementor-widget-heading\" data-id=\"6bb0b24\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Customs Duties and Other Applicable Taxes<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>An Agent of Record (AOR) simplifies the management of insurance policies and benefits by acting as a company\u2019s representative. This guide explains how an AOR works, the advantages and disadvantages of using an AOR, and when to consider this service. Learn the difference between an AOR and an Employer of Record (EOR) and how Europortage can help you manage benefits globally.<\/p>\n","protected":false},"author":1,"featured_media":16284,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false},"categories":[175],"tags":[],"class_list":["post-16282","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latam-global-insights","category-175","description-off"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What is an Agent of Record (AOR)? - Europortage<\/title>\n<meta name=\"description\" content=\"Learn what an Agent of Record (AOR) is, how AOR services work, and why businesses use them to manage insurance and benefits.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/europortage.clientes.dbai.com.br\/pt-br\/what-is-an-agent-of-record-aor\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is an Agent of Record (AOR)? - Europortage\" \/>\n<meta property=\"og:description\" content=\"Learn what an Agent of Record (AOR) is, how AOR services work, and why businesses use them to manage insurance and benefits.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/europortage.clientes.dbai.com.br\/pt-br\/what-is-an-agent-of-record-aor\/\" \/>\n<meta property=\"og:site_name\" content=\"Europortage\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Europortage-107331821805877\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-10-15T13:18:05+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-02T14:42:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/europortage.clientes.dbai.com.br\/wp-content\/uploads\/2024\/10\/pexels-olly-789822-min.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"853\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Europortage\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Europortage\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/europortage.clientes.dbai.com.br\\\/pt-br\\\/what-is-an-agent-of-record-aor\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/europortage.clientes.dbai.com.br\\\/pt-br\\\/what-is-an-agent-of-record-aor\\\/\"},\"author\":{\"name\":\"Europortage\",\"@id\":\"https:\\\/\\\/europortage.clientes.dbai.com.br\\\/#\\\/schema\\\/person\\\/a49faf225ef278dad8b0f7ca786f5be5\"},\"headline\":\"What is an Agent of Record (AOR)?\",\"datePublished\":\"2024-10-15T13:18:05+00:00\",\"dateModified\":\"2025-12-02T14:42:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/europortage.clientes.dbai.com.br\\\/pt-br\\\/what-is-an-agent-of-record-aor\\\/\"},\"wordCount\":1389,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/europortage.clientes.dbai.com.br\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/europortage.clientes.dbai.com.br\\\/pt-br\\\/what-is-an-agent-of-record-aor\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/europortage.clientes.dbai.com.br\\\/wp-content\\\/uploads\\\/2024\\\/10\\\/pexels-olly-789822-min.webp\",\"articleSection\":[\"\ud83c\udf0e LATAM &amp; 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